FTMO is a two step prop trading firm based in Czech Republic, founded in 2015. Evaluations start at $89 across 16 account sizes, funded traders keep 90% of profits and instant funding is available without an evaluation. Pricing, rules, and payout figures below are sourced from FTMO's own published terms.
Czech Republic · Est. 2015
Instant Account / 2-Step Challenge (standard published math) / Growth / Pro
Data last verified on PropFirmElite: October 15, 2026.
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Official siteEvaluation pricing and key rules by account size.
| Size | Eval fee | Activation | Monthly | Rules |
|---|---|---|---|---|
| $5K Instant Account | $169 | — | Free | DD $500 · Daily loss $150 |
| $10K Instant Account | $339 | — | Free | DD $1,000 · Daily loss $300 |
| $10K | $89 | — | Free | Target $1,000 · DD $1,000 · Daily loss $500 |
| $25K | $250 | — | Free | Target $2,500 · DD $2,500 · Daily loss $1,250 |
| $25K Instant Account | $749 | — | Free | DD $2,500 · Daily loss $750 |
| $50K Instant Account | $1,499 | — | Free | DD $5,000 · Daily loss $1,500 |
| $50K | $345 | — | Free | Target $5,000 · DD $5,000 · Daily loss $2,500 |
| $50K Futures Growth | $119 | Free | $119 | Target $3,000 · DD $2,000 · 5 contracts |
| $50K Futures Pro | $139 | Free | $139 | Target $3,000 · DD $3,000 · Daily loss $1,000 · 5 contracts |
| $100K Futures Pro | $199 | Free | $199 | Target $6,000 · DD $4,500 · Daily loss $1,500 · 10 contracts |
| $100K | $540 | — | Free | Target $10,000 · DD $10,000 · Daily loss $5,000 |
| $100K Futures Growth | $169 | Free | $169 | Target $6,000 · DD $3,500 · 10 contracts |
| $100K Instant Account | $2,999 | — | Free | DD $10,000 · Daily loss $3,000 |
| $150K Futures Growth | $229 | Free | $229 | Target $9,000 · DD $5,000 · 15 contracts |
| $150K Futures Pro | $269 | Free | $269 | Target $9,000 · DD $6,000 · Daily loss $2,000 · 15 contracts |
| $200K | $1,080 | — | Free | Target $20,000 · DD $20,000 · Daily loss $10,000 |
FTMO paths in this catalog: Instant Account / 2-Step Challenge (standard published math) / Growth / Pro.
| Path | From | Target | Drawdown | Daily loss | Consistency | What differs |
|---|---|---|---|---|---|---|
| Instant Account | $169 | — | $500 | $150 | Best Day ≤30% of total profit (re-measured from zero after each reward withdrawal) | Official ftmo.com/en/ pricing selector (2026-10-12): FTMO Instant Account $5K, one-time non-refundable fee €169 (EUR; same fee for each currency's equivalent balance). No Evaluation phase. 10% Maximum Loss is a balance-based intraday trailing limit that does not reset on reward withdrawal; 3% Maximum Daily Loss of initial capital; unlimited trading period; leverage up to 1:100; 90% reward ratio. |
| 2-Step Challenge (standard published math) | $89 | $1,000 | $1,000 | $500 | — | Official ftmo.com/en/ pricing table (2026-10-07, rendered 2-Step card): $10,000 one-time refundable fee from €89 (was €155 in this catalog). FTMO prints these CFD Challenge fees in €. |
| Growth | $119 · $119/mo | $3,000 | $2,000 | — | 40% on evaluation; none on Sim-Funded | No daily loss limit on evaluation. EOD trailing drawdown, not intraday. News trading allowed. Activation fee $0. Monthly subscription from the 2026-09-21 Futures objectives page. |
| Pro | $139 · $139/mo | $3,000 | $3,000 | $1,000 | 50% on evaluation; none on Sim-Funded | Hard daily loss limit on evaluation. EOD trailing drawdown, not intraday. News trading allowed. Activation fee $0. Withdraw 100% of profit subject to payout caps. Monthly subscription from the 2026-09-21 Futures objectives page. |
Sample $5K Instant Account · $10K · $50K Futures Growth · $50K Futures Pro. Facts from catalog SKUs, not a full rulebook. Daily loss is a same-day cap, not the Drawdown column. When a path sells an ON/OFF toggle, the dollars here are the ON amount; a dash means no daily cap on that sample.
Methods
After you become an FTMO Trader, there is no profit target on the FTMO Account beyond risk limits — you request rewards on simulated profits. Published marketing states up to 90% of simulated profits as rewards and a 100% refund of the initial Challenge fee with the first reward withdrawal. Scaling Plan and Premium Programme can change economics for high performers. Always verify current reward cycle, payment rails, and any consistency/discipline scoring in the live FAQ before planning cashflow. FTMO Futures (objectives page reviewed 2026-09-21) markets a 90/10 payout ratio, no consistency rule on Sim-Funded accounts, and no activation fee. Growth payout caps start around $2,500, with payout eligibility such as 4 days at $150+ that varies by size. Pro markets withdrawing 100% of profit subject to higher caps in the $5,000 / $8,000 class.
Answers built from FTMO’s published terms in this catalog.
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Open the full simulator with FTMO $5K Instant Account
FTMO, operating since 2015 from Prague, sells two simulated-capital products. The classic CFD side offers the 1-Step and 2-Step Challenge plus the new no-evaluation FTMO Instant Account. The classic CFD Challenge uses MT4, MT5, and cTrader on forex, indices, commodities, and crypto, with Academy, Performance Coaches, and App Suite tooling. Separately, **FTMO Futures** is a CME simulated product with **Growth** and **Pro** plans. Futures objectives were reviewed on 2026-09-21 at https://ftmo.com/en/futures/trading-objectives-and-rules/. The product page https://ftmo.com/en/futures/ carries dateModified 2026-09-21. Configure and checkout are login-gated at https://futures.ftmo.com/configure-account/. CFD Trading Objectives remain at https://ftmo.com/en/trading-objectives/.
Classic CFD Challenge. The **2-Step** path markets a **10%** Challenge profit target, then **5%** on Verification, with **5% Maximum Daily Loss**, **10% Maximum Loss**, and a **minimum of four trading days** on standard published tables. The **1-Step** Challenge uses different objective math, including a 3% daily-loss style limit and end-of-day trailing maximum loss. Simulated CFD sizes commonly run **$10k–$200k**. Published how-it-works copy states rewards up to **90%** of simulated profits and a **100% Challenge-fee refund with the first reward withdrawal**. The classic CFD homepage still markets a **20% Off Special deal on the $100K 1-Step Challenge**. PropFirmElite does not attach a promo code to that banner (`currentPromo` stays null). CFD accounts are demo/simulated capital, not a broker deposit.
1-Step CFD Consistency rule (live 2026-10-12). Official Trading Objectives page https://ftmo.com/en/trading-objectives/ (dateModified 2026-10-12, re-checked 2026-10-12): for accounts initiated from orders created on or after 12 Oct 2026 (9:00 MetaTrader time, GMT+3, per the 8 Oct 2026 Trading Update), or any accounts merged on or after that date, the **Consistency** rule replaces the Best Day Rule on the **FTMO Challenge: 1-Step** and **FTMO Account (1-Step)**: your Best Day (single most profitable day from closed trades) must not exceed **50% of total profit**, where total profit is the cumulative sum of closed profits **and losses** across all trading days. The **Best Day Rule** (Best Day ≤50% of **Positive Days’ Profit**) is now labelled **Legacy** and applies only to accounts directly initiated from orders created before 12 Oct 2026. Neither rule is a hard breach — keep trading until it is satisfied; results show in Account MetriX.
Reviewed 2026-09-21: https://ftmo.com/en/futures/trading-objectives-and-rules/ (product page https://ftmo.com/en/futures/, dateModified 2026-09-21). Configure/checkout is login-gated at https://futures.ftmo.com/configure-account/.
Shared: sizes $50K / $100K / $150K; monthly subscription; activation fee $0; fees not described as refundable; EOD trailing drawdown (not intraday); news trading allowed; no consistency on Sim-Funded; up to 3 concurrent Sim-Funded accounts; up to $450K simulated capital marketed; 90/10 payout ratio. Evaluation profit targets $3,000 / $6,000 / $9,000. Max contracts 5 / 10 / 15.
Growth monthly $119 / $169 / $229; reset $109 / $159 / $219. EOD trailing drawdown $2,000 / $3,500 / $5,000. Evaluation consistency 40%. No daily loss limit on evaluation. Payout caps start around $2,500. Payout eligibility example: 4 days at $150+, and it varies by size.
Pro monthly $139 / $199 / $269; reset $129 / $189 / $259. EOD trailing drawdown $3,000 / $4,500 / $6,000. Evaluation consistency 50%. Hard evaluation daily loss limit $1,000 / $1,500 / $2,000. Markets withdrawing 100% of profit subject to higher caps in the $5,000 / $8,000 class, and a target-to-drawdown as low as 1:1.
Editorial summary for comparison only. Always verify rules directly with FTMO.
**FTMO Instant Account** (new, observed 2026-10-12 on the official ftmo.com/en/ pricing selector and Trading Objectives page): direct access to an FTMO Account with no Evaluation phase. Sizes **$5K / $10K / $25K / $50K / $100K** at a **one-time, non-refundable** fee of **€169 / €339 / €749 / €1,499 / €2,999** (the selector prints the same fee for each currency’s equivalent balance). Objectives: **10% Maximum Loss** as a balance-based, intraday trailing limit (follows the highest closed balance, never decreases, and does not reset on reward withdrawal); **3% Maximum Daily Loss** of initial simulated capital (recalculated at 00:00 CE(S)T); **unlimited** trading period; **Consistency 30%** (Best Day ≤30% of total profit; measured again from zero after each reward withdrawal); leverage up to **1:100**; **90%** reward ratio from day one.
FTMO Futures Growth and Pro, sizes **$50K / $100K / $150K**, are monthly subscriptions with **no activation fee**. Official monthly fees from the 2026-09-21 objectives page: Growth **$119 / $169 / $229**; Pro **$139 / $199 / $269**. Resets: Growth **$109 / $159 / $219**; Pro **$129 / $189 / $259**. The page does not describe those fees as refundable. Evaluation profit targets are **$3,000 / $6,000 / $9,000**. Drawdown is **end-of-day trailing** (not intraday): Growth **$2,000 / $3,500 / $5,000**; Pro **$3,000 / $4,500 / $6,000**. Evaluation consistency is **40%** on Growth and **50%** on Pro; there is **no consistency rule on Sim-Funded** accounts. Growth has **no daily loss limit on evaluation**. Pro has a **hard** evaluation daily loss limit of **$1,000 / $1,500 / $2,000**. Max contracts are **5 / 10 / 15**. Official marketing states up to **3 concurrent Sim-Funded accounts**, up to **$450K** simulated capital, a **90/10** payout ratio, and **news trading allowed**. Growth payout caps start around **$2,500**, with payout eligibility such as **4 days at $150+** that varies by size. Pro markets withdrawing **100% of profit** subject to higher caps in the **$5,000 / $8,000** class, and a target-to-drawdown as low as **1:1**. This pass did not record a named Futures desktop platform.
CFD traders who want the classic Challenge, and futures traders comparing FTMO Futures Growth or Pro monthly subscriptions.
Anyone who mixes 1-Step and 2-Step CFD tables, or Growth and Pro Futures tables, or who treats an FTMO Account or Sim-Funded account as regulated client money. Confirm live objectives on ftmo.com before checkout.
Based on the structured rules and product flags we track, FTMO tends to fit traders who want instant funding options; traders comfortable with multi-phase challenges; futures-focused traders. Compare profit targets, max loss, and payout frequency against your strategy before paying an evaluation fee.
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FTMO (Prague, since 2015) is a simulated FX/CFD evaluation brand: 2-Step Challenge + Verification vs 1-Step, Standard vs Swing, up to 90% rewards. Catalog SKUs are 2-Step only. 1-Step fees start from €79 on the official table — confirm checkout. No tracked PropFirmElite affiliate link.
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