Topstep
FeaturedUSA · Est. 2012
Topstep is a prop trading firm based in USA (established 2012). Traders typically access capital through a one step path and keep about 90% of profits with on-demand during cme market hours after standard (5 winning days of $150+) or consistency (3 days + 40% rule) eligibility payouts. Evaluation pricing on PropFirmElite starts around $165.
Topstep is a long-running U.S. futures prop firm built around a three-stage path: Trading Combine evaluation, Express Funded Account (XFA) simulated funding with real payouts, and Live Funded Account call-ups after consistent XFA performance. Unlike many one-step “buy a challenge and hope” shops, Topstep markets process, education, TopstepTV coaching culture, and a clear Maximum Loss Limit rulebook more than perpetual 90%-off banners.
On PropFirmElite we treat Topstep as a futures-first pick for traders who value brand longevity, community, and documented payout rails (including Aeropay instant options for eligible U.S. traders) over the absolute cheapest evaluation fee. The Combine is a monthly subscription simulation: hit the profit target, stay above the Maximum Loss Limit, and keep your best day under the 50% consistency target so the goal does not inflate. After you pass, XFA balances start at $0 of simulated profit and you choose a Standard or Consistency payout path before trading for withdrawals.
Best for Topstep
Futures day traders who already (or plan to) use NinjaTrader, Tradovate, TradingView, or TopstepX, can respect end-of-day trailing MLL math, and prefer a firm that has been paying traders for many years.
Not ideal for
Forex/CFD-only traders, anyone who needs a true “no consistency rule anywhere” product, or shoppers who will only buy the lowest sticker-price evaluation in the market.
Risk notes
Combine profits do not transfer to XFA; XFA hits on MLL permanently close that account; Live is invitation-based after performance, not automatic; commodity futures trading can lose money quickly even in sim when you treat leverage casually. Always confirm current Combine parameters, activation fees, and payout caps on Topstep’s help center before you pay. Who it is for: futures traders who value brand longevity, education culture, and a documented Combine → Express Funded (XFA) → Live path more than the absolute cheapest challenge fee. Who it is not for: fee-only optimizers hunting 90%-off one-step promos, or traders who refuse any process/education wrapper.
This PropFirmElite overview is built for traders comparing Topstep rules, account sizes, drawdown models, and platforms before buying an evaluation. Best suited for traders who prefer a one-step evaluation path; futures-focused traders. Always confirm current rules on the firm's official site.
Data last verified on PropFirmElite: July 14, 2026.
one step90% profit splitfrom $165payouts on-demand during cme market hours after standard (5 winning days of $150+) or consistency (3 days + 40% rule) eligibility
Account sizes & pricing
Evaluation pricing and key rules by account size.
$50K Combine
No monthly fee
Target $3,000 · DD $2,000 · 5 contracts
$165
$100K Combine
No monthly fee
Target $6,000 · DD $3,000 · 10 contracts
$325
$150K Combine
No monthly fee
Target $9,000 · DD $4,500 · 15 contracts
$375