Topstep is a one step prop trading firm based in USA, founded in 2012. Evaluations start at $49 across 3 account sizes and funded traders keep 90% of profits. Pricing, rules, and payout figures below are sourced from Topstep's own published terms.
USA · Est. 2012
Trading Combine
Data last verified on PropFirmElite: October 15, 2026.
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Official siteEvaluation pricing and key rules by account size.
| Size | Eval fee | Activation | Monthly | Rules |
|---|---|---|---|---|
| $50K Combine | $49 | $149 | $49 | Target $3,000 · DD $2,000 · 5 contracts |
| $100K Combine | $99 | $149 | $99 | Target $6,000 · DD $3,000 · 10 contracts |
| $150K Combine | $199 | $149 | $199 | Target $9,000 · DD $4,500 · 15 contracts |
Topstep paths in this catalog: Trading Combine.
Methods
XFA payouts use a 90/10 trader/Topstep split (legacy first-$10k lifetime exceptions may apply for some older dashboard cohorts). Standard path: five non-consecutive winning days of $150+; request up to 50% of balance subject to size caps (e.g. $2k/$3k/$5k Standard caps on $50k/$100k/$150k without DLL promo). Consistency path: at least three trading days and largest day ≤40% of net profit; higher per-request caps on some sizes. Live Funded Account payouts are uncapped by XFA tables after 30 winning Live days of $150+ unlock full balance access. Minimum request $125. Hitting MLL closes the account permanently.
Answers built from Topstep’s published terms in this catalog.
Buy evals until you acquire N funded accounts, then some of those accounts pay out. Catalog fees and splits prefill when we have them. Pass rate and funded payout rate are your assumptions, not firm-reported statistics.
Enter profit per successful funded account. We only prefill a catalog payout cap when the SKU has one.
Charts appear once eval fee, profit per funded, and profit split are set. We do not invent those numbers.
Open the full simulator with Topstep $50K Combine
Topstep is a long-running U.S. futures prop firm built around a three-stage path: Trading Combine evaluation, Express Funded Account (XFA) simulated funding with real payouts, and Live Funded Account call-ups after consistent XFA performance. Unlike many one-step “buy a challenge and hope” shops, Topstep markets process, education, TopstepTV coaching culture, and a clear Maximum Loss Limit rulebook more than perpetual 90%-off banners.
On PropFirmElite we treat Topstep as a futures-first pick for traders who value brand longevity, community, and documented payout rails (including Aeropay instant options for eligible U.S. traders) over the absolute cheapest evaluation fee. The Combine is a monthly subscription simulation: hit the profit target, stay above the Maximum Loss Limit, and keep your best day under the 55% consistency target so the goal does not inflate. After you pass, XFA balances start at $0 of simulated profit and you choose a Standard or Consistency payout path before trading for withdrawals.
Official Help Center article Topstep Pricing and Payment Questions (dated July 20, 2026; re-verified 2026-09-17) lists two locked Combine paths. Standard Path monthly: $49 / $99 / $199 for $50K / $100K / $150K, plus a one-time $149 Activation Fee charged once per Express Funded Account earned. No Activation Fee Path monthly: $95 / $149 / $229 for $50K / $100K / $150K, with $0 activation when you pass. Paths cannot be changed after purchase. Help (Trading Combine Subscriptions) still confirms the Combine rebills every 30 days with no time limit to pass. Homepage OfferCatalog JSON-LD on 2026-09-17 still lists 150K at $149 — that schema figure is stale versus Help and the official /no-activation-fee marketing page, both of which show Standard 150K at $199/mo; catalog 150K rows follow Help Standard Path $199. Structured accountSizes remain Standard Path only — No-Activation-Fee SKUs were not added as extra rows (official monthly prices are documented here only; we did not invent a second SKU set).
Topstep Labs is a separate limited-drop experiment track, not the standing $50K / $100K / $150K Trading Combine. As of 2026-10-12, there is no live Labs drop: official https://www.topstep.com/labs no longer shows the "Now Available" banner or Start CTA and lists Drop #007 $1.5K Challenge - Powered Up ($99 one-time, October 2026) under "Past Lab Drops" marked Unavailable, with a "Get Notified For The Next Drop" prompt. Drop #007 page params as last shown live (2026-10-09): 2 Minis / 20 Micros; fails at -$500; passes at $1,500; no profit splits; no DLL; no scaling; no consistency; no min days. The help article https://help.topstep.com/en/articles/15520357-topstep-labs (updated about 2026-10-08) lists #007 "$1.5K Challenge - Powered Up" for October 2026: $99 one-time; Challenge and Payout rounds; $1,500 target each round; $500 static MLL; 2 minis / 20 micros; no DLL; no consistency; no min days; fixed $1,500 payout with no profit split; free activation; no resets; 90-day lifespan; accounts close after 30 days of inactivity; 5 per trader; no path to Live through this Challenge alone. Restricted products are noted in the help FAQ. Drop #006 $50K Static Drawdown Trading Combine is past and is no longer the live drop (October 2026 help params still on file: $149 one-time, $4,000 profit target, $2,000 static MLL, 4 mini / 40 micro, 55% consistency, mandatory $1,000 DLL, no resets, 90-day lifespan, 5 per trader, free XFA activation, $8,000 XFA payout cap). Drop #005 $6K Challenge (September 2026) remains a past drop: $149 one-time, two-round challenge (Challenge then Payout), $6,000 profit target each round, $2,000 static MLL, 1 mini / 10 micro, no DLL, no consistency, no min days, no scaling, fixed $6,000 payout with no 90/10 split, free activation on the payout path, resets unavailable, 90-day lifespan, 5 challenges per trader. Help also documents historical drops: #001 $25K Static ($75 one-time), #002 $250K Freedom ($499 one-time), #003 $3K Challenge ($49 one-time), #004 $1.5K Challenge ($39 one-time). We did not add Labs account-size rows.
Editorial summary for comparison only. Always verify rules directly with Topstep.
Futures day traders who already (or plan to) use NinjaTrader, Tradovate, TradingView, or TopstepX, can respect end-of-day trailing MLL math, and prefer a firm that has been paying traders for many years.
Forex/CFD-only traders, anyone who needs a true “no consistency rule anywhere” product, or shoppers who will only buy the lowest sticker-price evaluation in the market.
Combine profits do not transfer to XFA; XFA hits on MLL permanently close that account; Live is invitation-based after performance, not automatic; commodity futures trading can lose money quickly even in sim when you treat leverage casually. Always confirm current Combine parameters, activation fees, and payout caps on Topstep’s help center before you pay.
Apex for promo economics, Tradeify for multi-path $0 activation packaging, and Take Profit Trader for one-step Test→PRO buffer culture.
Write Combine size, MLL definition, XFA payout path choice, and Live call-up expectations before paying the first month. If you are looking at Labs, confirm the official page — as of 2026-10-09 the live drop is #007 $1.5K Challenge - Powered Up ($99 one-time), and #006 $50K Static is past. PropFirmElite has no affiliate promo on file for Topstep (currentPromo remains null).
Based on the structured rules and product flags we track, Topstep tends to fit traders who prefer a one-step evaluation path; futures-focused traders. Compare profit targets, max loss, and payout frequency against your strategy before paying an evaluation fee.
Browse all prop firms or read our prop firm guides for drawdown math, payout comparisons, and beginner picks.
Not sure this firm fits how you trade?
Answer a few questionsCrude Oil
CLNYMEX · tick 0.01 · point $1,000
Natural Gas
NGNYMEX · tick 0.001 · point $10,000
Micro Crude Oil
MCLNYMEX · tick 0.01 · point $100
| Name | Symbol | Exchange | Tick Size | Point Value |
|---|---|---|---|---|
| Crude Oil | CL | NYMEX | 0.01 | $1,000 |
| Natural Gas | NG | NYMEX | 0.001 | $10,000 |
| Micro Crude Oil | MCL | NYMEX | 0.01 | $100 |
3 instruments in Energy futures. 22 total across all markets.
CME Level 1 included; Level 2 available as upgrade
Channels
PENDING verification: Phidias 2.0 rebuilt the futures lineup into Express to Live (static, first payout→LIVE), Fundamental (EOD 80/20), and Premium (overnight holds, split to 100%). Official rules-page numbers only.
$3K Challenge: $49, two rounds, fixed $3,000. As of 2026-08-27 /labs markets Drop #001 $25K Static (Claim Yours; PENDING inventory); $3K stays help-center-only; no Drop #004.
Take Profit Trader cut the Test minimum from 5 trading days to 3 for new accounts purchased on or after August 17, 2026. Existing tests and resets stay on 5. Official flash code 50AND3 is 50% off evals plus $0 activation through August 24.
TradeDay (Chicago, 2020) sells Quick Pay and Fast Pass on Tradovate. Official Fast Pass help still grandfathered funded consistency and payout caps on July 26, 2026. PENDING verification — official help vs our catalog.
Head to Topstep to begin.
Official site